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Nestled in the heart of Chino Hills, Payne Ranch is one of the city’s largest and most prestigious gated communities. Comprised of mainly European and Mediterranean as well as New England style estates, this community is known for its acre lots, stunning views, and gorgeous flora and fauna as only California knows. In addition to these luxuries, Payne Ranch is one of the most exclusive communities known to Chino Hills, featuring two discrete gated entrances, private roads and spacious properties, all situated amongst mature trees which conceal this gem from the public. Estates range from $1,000,000 to $3,500,000.
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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| Q |
What are the world's most valuable chairs?
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| A |
A pair of Chippendale chairs designed by Robert Adam sold in 1997 at Christie's, London to an anonymous buyer for $2,762,330. |
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Website to Top Real Estate Resources
AAArizona - Tucson Real Estate
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- NUMBER1EXPERTS™ 
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